BISP Payments
Benazir Income Support Program (BISP) is an important financial support for poor families in Pakistan, especially for women. But there is a new important update for the beneficiaries belonging to Punjab. If a woman or her husband has availed a loan under any other scheme of the government like “Apani Chhat Apna Ghar” or “Aasan Business Loan Scheme”, then the BISP payments of the family will be stopped۔
The decision is part of the Government of Pakistan’s policy to ensure that aid reaches only those who truly deserve it, and to avoid double funding.
Short Details Table
| title | Description |
| Application of the policy | Only in Punjab |
| Effect on BISP | Borrower payments will stop |
| Affected schemes | Own roof own home, easy business loan scheme |
| Eligibility Review | Through rechecking and surveying |
| Verification of information | via SMS to 8171 or through the web portal |
What is the new policy and who does it apply to?
According to the new guidelines of the Punjab government, if a woman is receiving financial assistance from BISP and she or her husband has taken a loan under “Aasan Bhushan Kard Scheme” or “Apani Chhat Apna Ghar Scheme”, the monthly amount of BISP will be paid immediately. will be stopped. This decision has been implemented only for Punjab so that funds can be given to those who are not getting financial assistance from any other source.
Why has the government made this decision?
The decision was taken on the basis that some individuals were availing financial benefits from more than one government scheme, while many deserving families were left waiting. The government says that the dual use of funds not only questions the transparency of the system but also affects the rights of the genuine beneficiaries. Hence this policy has been implemented so that the funds reach those who are not getting assistance from any other source.
Who may be affected by this policy?
This policy is applicable to all women who are currently receiving financial assistance under BISP in Punjab, but they or their husbands have received government schemes like:
- Easy Business Loan Scheme
- Own Roof Own Home Scheme
Have obtained loan under All such persons will have their monthly BISP amount withheld and will not be eligible for this financial assistance in future, unless it is clear that they are eligible after re-survey or eligibility check.
What if I don’t take the loan?
If you or your husband have any loan under any scheme of Govt did not take So your BISP payments Will continue۔
But if you took a loan and it Returned or debt has been cancelled So you are advised to approach the BISP helpline or nearest office, and get your status updated so that your record is updated.
How to check your BISP status?
- own SMS to ID card number 8171 do
- or 8171 web portal Check your status by going to
- If your payment has been stopped, you Notification will be given through SMS
- Closer to further guidance BISP Education Office or Helpline Contact
The result
BISP is a reliable and large-scale aid program of the Government of Pakistan. The new policy aims at this system More fair and transparent It should be made so that financial assistance reaches the actual beneficiaries. If you or your husband have received benefits from a government loan scheme, your BISP payments may stop. So check your information immediately, stay in touch with BISP official sources, and verify your current eligibility.
Frequently Asked Questions (FAQs)
1. What if I have taken loan from “Apni Chhat Apna Ghar” scheme?
Yes, your BISP amount will be stopped if you have availed this scheme.
2. If my husband has taken a business loan, will it affect me too?
Yes, wife’s BISP assistance will also be stopped if husband has taken loan from Easy Business Loan Scheme.
3. Can I rejoin BISP after repaying the loan?
Yes, you can reapply but it will depend on fresh eligibility check and survey.
4. How do I know if my BISP payment has stopped?
You will receive an SMS from 8171 or you can check your information by visiting the online portal.
5. What should I do if I have not taken the loan?
If you haven’t taken any loan then don’t worry. Your BISP amount will continue, just keep your information updated.