A new chapter of youth empowerment has begun in Punjab as Chief Minister Maryam Nawaz Sharif officially launched the Punjab Rozgar Scheme 2025. With the slogan, “Sab Nojawan Ho Jay Tayyar, Sab Ki Awaaz—Maryam Nawaz,” this program symbolizes hope, opportunity, and progress for thousands of young Pakistanis looking to start their careers or establish their businesses.
Unemployment has long been one of Pakistan’s major challenges, especially for educated youth. The Punjab government’s latest initiative provides financial support, training, and resources to help young men and women become self-sufficient entrepreneurs rather than job seekers.
The Rozgar Scheme is not just a loan program—it’s a movement for economic independence, designed to boost innovation, productivity, and confidence among the youth of Punjab.
💡 Overview of Punjab Rozgar Scheme 2025
The Punjab Rozgar Scheme 2025 is a flagship employment project initiated by the Government of Punjab under the leadership of CM Maryam Nawaz. This program aims to offer interest-free and low-interest business loans to eligible individuals who want to start or expand small enterprises across the province.
This scheme covers both urban and rural areas, giving special preference to women, differently-abled persons, and skilled youth who wish to contribute to the province’s economy.
It is being managed through the Punjab Small Industries Corporation (PSIC) in collaboration with the Bank of Punjab (BOP)—ensuring transparency, fairness, and easy access to financial assistance.
🎯 Main Objectives of the Scheme
-
To Create Employment Opportunities:
Enable youth to become job creators instead of job seekers. -
To Support Entrepreneurship:
Encourage innovative and sustainable small business ideas. -
To Empower Women:
Provide financial inclusion and special incentives for women entrepreneurs. -
To Boost Economic Growth:
Strengthen the small business sector and local industries. -
To Promote Skill-Based Businesses:
Support technically trained youth to utilize their skills effectively.
💰 Loan Details—Easy Financing for Every Entrepreneur
The Punjab Rozgar Scheme 2025 offers flexible financing packages tailored for individuals, startups, and SMEs.
| Category | Loan Range | Markup Rate | Repayment Tenure |
|---|---|---|---|
| Youth (Individuals) | PKR 100,000 – 1,000,000 | 0% (Interest-Free) | 2–3 Years |
| Startups/SMEs | PKR 1,000,000 – 5,000,000 | 3%–4% per annum | 3–5 Years |
| Women Entrepreneurs | PKR 100,000 – 2,000,000 | 0% (Interest-Free) | 2–4 Years |
Loans are disbursed through the Bank of Punjab (BOP) after verification and approval of the applicant’s business plan.
🧾 Eligibility Criteria
Applicants must meet the following requirements to qualify for the program:
- Must be a citizen of Pakistan and a resident of Punjab.
- Age should be between 18 and 45 years.
- Must possess a valid CNIC.
- Must have a feasible business plan or an existing small business.
- Preferably educated or technically trained.
- Both men and women are eligible to apply.
- Priority is given to skilled youth, women entrepreneurs, and disabled persons.
🌐 Online Application Process (Step-by-Step Guide)
The government has simplified the registration process through an online platform. Follow these steps carefully:
Step 1: Visit the Official Website
Go to the official Punjab Rozgar Scheme website:
👉 https://rozgar.psic.punjab.gov.pk
Step 2: Create an Account
Register with your CNIC, mobile number, and email address to create a user profile.
Step 3: Fill in the Application Form
Provide accurate personal details, business information, and contact data.
Step 4: Upload Required Documents
You’ll need:
- CNIC Copy
- Passport-size photo
- Educational or skill certificates
- Business proposal or plan
- Utility bill (optional)
Step 5: Submit Application
Once you apply, you’ll receive a tracking number to monitor your application status.
Step 6: Verification and Loan Approval
After verification, successful candidates will receive confirmation through SMS and will be contacted by the Bank of Punjab for further loan processing.
📑 Documents Required
Before applying, make sure you have these documents ready:
- National Identity Card (CNIC)
- Punjab domicile
- Passport-sized photographs
- Business feasibility plan
- Educational or vocational certificates
- Proof of address
- Bank details
🚀 Benefits of Punjab Rozgar Scheme 2025
-
Financial Freedom:
Young people can start or expand their businesses easily. -
Equal Opportunity:
Both men and women can apply with fair access. -
Zero or Low Interest:
Loans are available without interest or with minimal markup. -
Job Creation:
New businesses will generate thousands of employment opportunities. -
Support for Women:
Dedicated funding for female-led startups. -
Skill Development:
The scheme promotes skill-based entrepreneurship. -
Digital Monitoring:
Fully transparent and corruption-free process.
💬 Maryam Nawaz’s Message to the Youth
During the official launch, Maryam Nawaz shared a heartfelt message:
“Punjab’s youth is the heartbeat of our province. I believe in their talent and vision. My mission is to give them opportunities, trust, and support — so they can build a new, strong, and self-reliant Punjab.”
Her words reflect her unwavering commitment to empower young men and women across the province. The Rozgar Scheme is a key step in her broader vision of economic independence, digital empowerment, and inclusive growth.
🧭 Target Sectors of the Scheme
The Punjab Rozgar Scheme 2025 covers a wide range of sectors:
- Agriculture and Livestock
- IT and E-commerce
- Education and Healthcare
- Handicrafts and Textiles
- Manufacturing and Trade
- Tourism, Transport, and Food
- Green and Renewable Energy
Applicants can select the field that best matches their skills and passion.
🕵️ Transparency and Monitoring System
The program uses a Digital Loan Management System to track each application—ensuring transparency and eliminating favoritism. Applicants can check their loan status online anytime. Regular audits and performance reviews are also conducted by the Punjab Small Industries Corporation.
📞 Helpline and Support
If you need help or information:
Punjab Small Industries Corporation (PSIC)
📍 Address: 3rd Floor, Bank of Punjab Building, Egerton Road, Lahore
☎️ Helpline: 042-111-333-267
🌐 Website: https://rozgar.psic.punjab.gov.pk
🕊️ Conclusion
The Punjab Rozgar Scheme 2025 marks a new era of progress, inclusion, and opportunity. By offering easy financial support to young people, CM Maryam Nawaz has turned her vision into action—empowering Punjab’s youth to dream big and achieve bigger.
Now it’s your turn to take part in this revolutionary journey. Don’t wait for opportunities—create them!
Apply now, build your business, and join the movement where “Every Youth is Ready, Every Voice is Maryam Nawaz!”